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InterCap's flexible features
  • Why InterCap?
  • InterCap Features
  • How do I apply?
    		•  InterCap's flexible features

    Choose your rate
    You can cap your current discounted rate to Prime, or choose an option of 0.5%, 1.0%, 1.5% or 2% above this rate.

    Choose your term
    The term of the cap will vary between 12 & 60 months, subject to the offering available at the time.

    When the InterCap term expires, your rate reverts back to your normal discounted rate with no ceiling. You may then choose to invest in further InterCap at the quoted cost at that time.

    Choose how much you want to cap
    Choose to cap the full amount of your loan, or just a portion of it (such as 50% or 75% of your total loan amount).


    InterCap is financed by a cash payment or an extension of your home loan. In the instance of extending your home loan, you pay a small increase to your current instalment that covers the cost of the InterCap premium, payable over the term of the loan.
    No more ups. Only downs!
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    Integer is a Registered Credit Provider (NCRCP670)
    and an Authorised Financial Services Provider.
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