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Transact Account fees   |    Home Loan Account fees   |    Download fees
Effective: 12 November 2007
TRANSACT ACCOUNT FEES

Transaction type Transaction fee

CARD TRANSACTIONS

Monthly account fee Free
First card issued Free
Card replacement local (includes delivery) R 100.00
Card replacement international (includes delivery) R 597.15
Card and PIN replacement R 100.00

ATM TRANSACTIONS

Cash withdrawal (Saswitch) R 5.00 for 1st R 100 plus 99c per R 100 thereafter
Cash withdrawal (Bidvest Bank) R 4.85 for 1st R 100 plus 99c per R 100 thereafter
Denied transactions R 3.99
Denied transactions - insufficient funds R 3.99
Insufficient funds (Bidvest Bank) R 3.99
Balance enquiry (Saswitch) R 3.00
Balance enquiry (Bidvest Bank) R 2.50
Exceed daily limit - ATM/POS R 3.99

POS (POINT OF SALE)

Purchase R 2.35
Cash back* R 4.85
Purchase & Cash back* R 4.85
Denied/Declined transactions R 3.00

ABSA BRANCH TRANSACTIONS

Cash deposits R 3.50 plus 0.90% of deposit value
Cheque deposits R 3.50

WEBTRANSACT : ONLINE TRANSACTIONS

Monthly service fee Free
Internet payment (EFT) R 4.60
Balance enquiries Free
Account statements Free
Interaccount transfer Free
Recurring payment R 4.60

CALLTRANSACT : CONTACT CENTRE ASSISTED

Internal transfers** R 5.00
Third party payments*** R 15.00
Balance enquiries Free
Full account statements Free
Email historical statements (more than 12 months) R 3.50 per page
Tax certificate R 30.00

INTERNATIONAL TRANSACTIONS

POS (Point of sale) R 15.00
POS - insufficient funds R 15.00
ATM cash R 30.00
ATM - insufficient funds R 30.00
Denied transactions R 30.00

OTHER

Debit orders - Integer to Integer R 3.00
Debit orders - ACB R 4.60
Debit order rejection R 50.00
Recurring payment via internet unpaid
(due to insufficient funds)
R 45.00
Special clearance R 49.00
Deposit post dated cheques R 70.00
Inward unpaid cheques R 70.00
Transaction disputes - ATM false disputes R 100.00
Stop payment R 25.00

HOME LOAN ACCOUNT FEES


Home loan monthly admin fee R 35.00
Initiation fee R 2 950.00
Variation fee R 114.00


All fees are VAT inclusive and are subject to review. Terms and conditions apply.

*'Cash back' allows cash withdrawals at till points where available
**Internal transfers - payment to your own Integer accounts
***External transfers - to your pre-defined beneficiaries

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Integer is a Registered Credit Provider (NCRCP670)
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