Integer | Innovative Products - The Home Loan Account

The Home Loan Account - Innovative Products

Innovative Products

Skip a Month
Integer’s Skip a Month simply means that every 12 months, you skip a month’s payment. Your instalments are apportioned over 11 months, rather than 12, allowing you a “payment holiday”, without affecting the term of your home loan. You pick the month.

Have extra cash for that back-to-school rush, or money for a nest egg – it’s all possible with Skip a Month. To change your month of choice, just give us three days notice.

Compare a Skip a Month instalment to a normal home loan instalment with our Repayments Calculator.

Capital Deferment
Pay less on your bond and more on your kids, home accessories, or renovations. Integer’s Capital Deferment means you pay interest only for the first 24 months.

Once your deferment period is up, you pay the deferred payments gradually over the remaining period of your loan. It’s the intelligent way to get everything you want – now.

Compare a Capital Deferment instalment to a normal home loan instalment with our Repayments Calculator.

Integer is a Registered Credit Provider (NCRCP670)
and an Authorised Financial Services Provider.